| Rene Ruiz 29090 Sal Rio Dr. Menifee, California 92584 (951)317-**** ReneRuizJ@gmail.com | Summary I am and extremely self sufficient and self motivated individual. Always looking for new challenges and always overcoming them. I take pride in considering myself a well spoken character; in English and Spanish, for both are my native languages. I can speak, read and write both equally well. My main priority at the moment is to obtain my college degree. It is therefore critical that I find a employer who is willing and able to have some flexibility in regards to my schedule. In exchange I offer the full array of my abilities, knowledge and experience as well as my commitment towards excellence. Work Experience |
Loan Officer 2/2007 - Present Axis One Financial, Carpinteria, CA § My responsibilities as a loan officer with Axis One Financial were virtually identical as to my responsibilities with Americas Mortgage Specialists, with the exception that with Axis One Financial I worked independently from home. This opportunity greatly helped me develop my personal organizational skills. My responsibilities included meeting with applicants to obtain information for loan applications and to answer questions about the process. Explaining to customers the different types of loans and credit options that are available, as well as the terms of those services. Obtaining and compiling copies of loan applicants' credit histories, corporate financial statements, and other financial information. Reviewing and updating credit and loan files. Reviewing loan agreements to ensure that they are complete and accurate according to policy. Computing payment schedules. Staying abreast of new types of loans and other financial services and products in order to better meet customers' needs. Collaborating with underwriters to aid in resolving mortgage application problems. Analyzing potential loan markets and developing referral networks in order to locate prospects for loans. | |
Loan Officer 7/2006 - 2/2007 America's Mortgage Specialist, Corona, CA § Entering this industry was extremely difficult but also equally rewarding. My responsibilities included meeting with applicants to obtain information for loan applications and to answer questions about the process. Explain to customers the different types of loans and credit options that are available, as well as the terms of those services. Obtaining and compiling copies of loan applicants' credit histories, financial statements, and other financial information. Reviewing and updating credit and loan files. Reviewing loan agreements to ensure that they are complete and accurate according to policy. Computing payment schedules. Staying abreast of new types of loans and other financial services and products in order to better meet customers' needs. Collaborate with underwriters to aid in resolving mortgage application problems. Analyzing potential loan markets and developing referral networks in order to locate prospects for loans. | |
File Clerk 9/2005 - 7/2006 Barbaro & Valentine, Santa Ana, Ca § As a file clerk with Barbaro & Valentine my job duties included adding new material to file records, and creating new records as necessary. Answering questions about records and files. Assigning and recording or stamping identification numbers or codes in order to index materials for filing. Eliminating outdated or unnecessary materials as well as destroying them or transferring them to inactive storage according to file maintenance guidelines and legal requirements. Finding and retrieving information from files in response to requests from authorized users. Modifying and improving filing systems, or implementing new filing systems. Performing periodic inspections of materials or files in order to ensure correct placement, legibility, and proper condition. Placing materials into storage receptacles, such as file cabinets, boxes, bins, or drawers, according to classification and identification information. Scanning or reading incoming materials in order to determine how and where they should be classified or filed. Sorting or classifying information according to guidelines such as content, purpose, user criteria, chronological, alphabetical, or numerical order. Track materials removed from files in order to ensure that borrowed files are returned. Designing forms related to filing systems. Gathering materials to be filed from departments and employees. Perform general office duties such as typing, operating office machines, and sorting mail. | |
Cashier 3/2003 - 7/2006 Stater Bros, Corona, Ca § My main responsibility was to provide excellent customer service while ringing up orders. Other responsibilities included stocking shelves as well as organizing and maintaining products in storage. Working here has helped considerably in learning to help customers with questions and requests while at the same time being able to keep up with all of my other responsibilities. | |
Customer Service Representative 6/2002 - 3/2003 Pizza Hut , Corona, Ca § Responsible for taking orders on the telephone and in person as well as preparing orders. Helping customers with any questions as well as providing information regarding our products and services. | |
Education | |
| 8/2004 - 8/2008 Cal State Fullerton, Fullerton, Ca § Some College Coursework Completed § Double major : Criminal Justice and Public Administration. § High School Diploma from Corona High School | |
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